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Life at Home is Your Business

By Dave Much | September 27, 2016 |

With a businessman running against a career politician in this year’s presidential race, one topic of discussion has been the pros and cons of running the country like a business.  The idea has been broached before, with several past presidents boasting more business than public service experience. In fact, 2012 presidential candidate Mitt Romney once…

Entrepreneurs on the Rise

By Dave Much | September 21, 2016 |

Entrepreneurship plays a vital role in the growth of the U.S. labor market. The number of jobs created from startups peaked in the late 1990s before declining steadily through the first 10 years of the 2000s.1 However, from the ashes of the recession comes a phoenix of entrepreneurship.  In a recent study, 66 percent of…

What’s New With Social Security?

By Dave Much | September 13, 2016 |

Before the Bipartisan Budget Act of 2015 passed, the Social Security Disability Insurance Trust Fund was projected to be depleted sometime this year.  Congress shifted tax revenues from the Old Age and Survivors Insurance Trust Fund to keep disability benefits fully funded. However, Social Security still faces long-term shortfalls under currently scheduled funding and expenditures.1 …

America’s Founders: Entrepreneurs and Opportunists

By Dave Much | September 6, 2016 |

Our nation’s forefathers were reputed for their progressive views, business-minded principals and pursuit of independence through the establishment of a new government. It might help to consider these tenets as we aim for our own goals in our careers and retirement.  Earlier this year, author Edward Lenge published a book based on the writings of…

Will New Health Care Provisions Hold Up Long Term?

By Dave Much | August 30, 2016 |

New incentives and physician payment updates put in place by the Medicare Access and CHIP Reauthorization Act have helped fix short-range physician payment issues, but as the Boards of Trustees for Medicare noted in its June 22 report, these changes raise some long-term concerns.1  The board is concerned these measures will not adjust for economic…

For Some Businesses, Success is All in the Family

By Dave Much | August 23, 2016 |

Twenty-five years ago, business analysts thought the traditional family business model would eventually become extinct. But here it is in 2016, and some of the largest brand names in America are still owned and operated by their original families: Walmart, BMW, Tyson, Samsung, Kohler, Christian Dior, Mars, Ford and Comcast. In fact, public and private…

Americans Entertain Entrepreneurial Ideas

By Dave Much | August 16, 2016 |

When it comes to TV shows and movies, Americans have shown a recent obsession with the rise of entrepreneurs. “Shark Tank” is an annual Emmy nominee, and the feature film “Steve Jobs” took home a couple Golden Globes earlier this year.  Perhaps it’s because many people lost their jobs during the recession, or maybe it’s…

Retailers Innovate to Meet Shifting Needs

By Dave Much | August 9, 2016 |

You can tell a lot about people by reviewing their purchase receipts. Where they shop, what restaurants they favor, where they prefer to buy gas. So, what can you tell by evaluating a huge database of receipts submitted over time by a large population of people? Retail trends.  When researchers from Wharton School of Economics…

Banks Dialing Up Mobile Services

By Dave Much | August 2, 2016 |

New technology continues to be rolled out to make banking more convenient than ever.  According to Federal Reserve research data, 53 percent of smartphone owners with a bank account have used mobile banking. Over 17 million customers at Wells Fargo alone use mobile banking, making it the fastest-growing channel in the company’s history.1  Wells Fargo…

Minimum Wage Still Raising Concerns

By Dave Much | July 26, 2016 |

During this politically charged election year, one of the driving issues involves wages: Gender inequality, overall income inequality and the controversial movement to increase the national minimum wage.  The fast food industry would likely feel the most effects from a minimum wage increase, and recently some of the largest companies have announced varying plans of…

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